Few days ago, I happened to have delivered a few orders in the area where the insurance company at, I dropped by at the place and requested an update of my surrender value of my life insurance policy in which my dad had bought for me since I turned 21.
As expected, the value is half of what I was insured. I haven't been paying for this policy because the interest has paid off itself. In other word, I have a sum of money sitting there collecting dust. I have been toying the idea about withdrawal, since I have no one else, other than my dad, to leave something behind with if I die. The sum of the money I have isn't a large one, rather it is an amount that I could live comfortably without working for at least 2.5 years. Since I am working with minimum wages, my savings are now safe without depleting. But there were some times I would still have to use my savings for some random purchases.
Since my day time delivery work is now stable, I am thinking to work at night for a few hours in some garments shop at the mall. At least the few hours of work could supplement my total income.
I hope there is easy way out to get some serious cash. I would have loved to continue making my own porns but I would have been in jail by now.
Well you could consider cashing that money out and parking it in your EPF account for the 6% yearly dividends so it continues growing and compounding on its own since it appears to be worth 2.5 years of living expenses!
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